Topic hub
For self-employed professionals
Working as a self-employed professional in Austria or Germany means making capital decisions an employee never has to face: choice of legal form, retirement provision, building wealth out of uneven income, tax-efficient structures. This page brings together our key analyses on those questions — with no sales pitch and no affiliate distortion.
Legal form & structure
Sole trader, GmbH & Co. KG or holding company — how each structure affects taxes, liability and exit options.
Retirement & pensions
Mandatory cover through the SVS, voluntary top-ups, private pension pillars and how to build a workable drawdown plan.
Investing & tax
ETF portfolios, savings plans, the Austrian KESt regime and forthcoming reforms — structured for self-employed earners with uneven income.
Key terms
Short definitions of the central terms used in the articles above — for readers who do not speak fluent German financial jargon.
The articles linked here are editorial analysis and not investment or tax advice. For individual questions, please consult an auditor, tax adviser or licensed financial planner. More on how we work: editorial standards and methodology.